Unsecured Credit Cards

Unsecured credit cards are for people with "not so perfect" credit, but still good enough to avoid putting down collateral or to have to open a special savings account to secure their new card. The difference between regular and "unsecured" credit cards is in the higher interest rate of the latter. The issuers of these cards charge a premium interest or assess your account with various fees.
Please Note: Regular "average-to-good" credit credit cards are not advertised as unsecured so you don't need to have a very good credit rating to be able to get approved for unsecured credit cards.

Orchard  Platinum MasterCard®

Bad Credit? — Good Platinum MasterCard®! Enjoy the prestige of Platinum with no up front fees Premium Platinum benefits including Purchase Protection Great credit card to strengthen your credit Reports to all 3 credit bureaus monthly, which can help improve your credit score Free Online 24-hour Account Access and Bill Pay Periodic credit limit increases View the Credit Terms & Conditions. Get more details about this offer Apply for the Orchard Bank® Platinum MasterCard® online!

Capital  One® Standard Platinum

Great choice if you carry a balance short-term. Enjoy 0% on purchases until October 2008 No annual fee Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping *See website for Disclosures. APR for Balance Transfers: 17.80% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® Standard Platinum online!

Capital  One® Cash Rewards

A Cash Back card for people New to Credit. 25% annual bonus on the cash you earn* 1% cash back on every purchase 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%* No limit on cash back and rewards won't expire for the life of your account Redeem cash whenever you like $29 annual fee *See website for Disclosures. APR for Balance Transfers: 14.90% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® No Hassle CashSM Rewards - New to Credit online!

First PREMIER  MasterCard®

Apply for a Credit Card with Less than Perfect Credit! Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. 24-Hour Account Access by Phone See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank MasterCard® online!

Centennial®  MasterCard®/Visa®

Reports monthly to 4 Major Credit Bureaus! Low APR on purchases Credit decisions in less than 60 seconds A Credit Card for Those with Less than Perfect Credit Quality Customer Service Accepted where you see the MasterCard®/Visa® logo Over 3 million credit card holders Choice of MasterCard® or Visa® Enjoy the benefit of 24-hour phone account access Get access to online credit education Monthly credit bureau reporting *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the Centennial® MasterCard®/Visa® online!

Orchard Classic  MasterCard®

If you do not qualify for the Classic card, you will be offered Secured card! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment View the Credit Terms & Conditions. Get more details about this offer Apply for the Orchard Bank Classic MasterCard® online!

FP Bank  Platinum Credit Card

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card. Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. All applications accepted! All credit types welcome to apply! See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank Platinum Credit Card online!

Centennial®  Gold Cards

Your Chance to Apply for the Prestige of GOLD! Reports monthly to 4 Major Credit Bureaus Low APR on purchases Get the prestige of a GOLD MasterCard®/Visa® All applications accepted All credit types welcome to apply $50 Credit Limit Increase by Making your first 2 Minimum Payments! *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the Centennial® Gold MasterCard®/Visa® online!

Rewards 660  Visa® Card

Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months. No Fee Credit Limit Increases* $300 Starting and $2,000 Maximum Credit Limit Fast Online Response Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax) FREE Online Account Access FREE Online Payments *See Rates, Fees & Terms. Get more details about this offer Apply for the Rewards 660 Visa® Card online!

Continental  Finance Gold MC

Get a second chance with rates as low as 9.75% APR*! Rates as low as 9.75% APR* Unsecured MasterCard Accepted at Millions of Locations Worldwide Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases Prestige of carrying a Gold card *See website forTerms and Conditions. Get more details about this offer Apply for the Continental Finance Gold MasterCard® online!

Continental  Finance MasterCard

Get a second chance with Continental Finance! Get Your Application Results in Seconds Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases No Minimum Monthly Income Requirements* Unsecured MasterCard Accepted at Millions of Locations Worldwide *Approval subject to other criteria. See Terms and Conditions. Get more details about this offer Apply for the Continental Finance MasterCard® online!

FP Bank Gold  MasterCard®

Get the prestige of a Gold card! Credit decisions in less than 60 seconds! Quality Customer Service Low APR on purchases Instant credit decisions Gold Card Prestige Reports monthly to 4 Major Credit Bureaus Accepted where you see the MasterCard logo Over 3 million credit card holders See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank Gold MasterCard® online!

Tribute®  Gold MasterCard® Card

Bad credit history? This could be the right card for you! Unsecured Gold MasterCard® Credit Card Reports to the Major Credit Bureaus MasterCard® cards are accepted at over 25 million locations worldwide Quick Online Decision Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart. Get more details about this offer Apply for the Tribute® Gold MasterCard® Credit Card online!

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more details about this offer Apply for the MyCreditCardFinder online!

Access  Visa® Card

Access Visa® for those with less than perfect credit! Instant On-Line Decision Bad Credit? No Credit? Give Access A Try! Outstanding Customer Service Free 24 Hour Online Account Access Reports to All Major Credit Bureaus See Rates, Fees & Other Costs. Get more details about this offer Apply for the Access Visa® Card online!

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs. It is a good idea to choose from credit cards that report to at least one credit bureau.