Secured Credit Cards

Secured credit cards require you to have collateral or money on a checking or saving account to cover your charges up front. When you have no credit or have poor credit, even bankruptcy, the secured credit cards can give you a chance to establish or re-establish a more acceptable credit rating. They might even give you a better card as soon as your credit rating improves.

Orchard Secured  MasterCard®

Bad Credit — Good Secured MasterCard®! Set your own credit limit starting at $200, all online The perfect card to start building or rebuild your credit Reporting monthly to all major credit bureaus Your choice of payment due dates to fit your schedule Free standard bill pay and online account management tools E-alerts to your email or cell phone to remind you when a payment is due View the Credit Terms & Conditions. Get more details about this offer Apply for the Orchard Bank® Secured MasterCard® online!

NMB Secured  Platinum Card

NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get more details about this offer Apply for the New Millennium Bank Platinum Visa® or MasterCard® online!

UltraVX  Visa®

Now anyone can qualify for a credit card with UltraVX Visa®. Credit-On Demand™*: up to $25,000 credit line Instant Approval: no credit check, no minimum income or bank account required Credit Reporting: reports to major credit bureaus Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions! Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide *Patent Pending Get more details about this offer Apply for the UltraVX Visa® online!

FP Bank Secured  MasterCard®

A MasterCard® Credit Card for Those with Less than Perfect Credit! Reports monthly to 4 Major Credit Bureaus Quality Customer Service Accepted where you see the MasterCard® logo Over 3 million credit card holders Enjoy the benefit of 24-hour phone account access *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank Secured MasterCard® online!

Centennial®  Secured MasterCard

A Secured Card that Reports monthly to 4 Major Credit Bureaus A MasterCard® for Those With Less Than Perfect Credit Enjoy the Benefit of 24 hour Account Access by Phone Accepted where you see the MasterCard® Logo Over 3 Million Card Holders Quality Customer Service *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the Centennial® Secured MasterCard® online!

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more details about this offer Apply for the MyCreditCardFinder online!

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish your good credit rating*. The sure way to do it, is to start with a new credit card and pay your balance and other bills on time. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.