Secured Credit Cards

Secured credit cards require you to have collateral or money on a checking or saving account to cover your charges up front. When you have no credit or have poor credit, even bankruptcy, the secured credit cards can give you a chance to establish or re-establish a more acceptable credit rating. They might even give you a better card as soon as your credit rating improves.

NMB Secured  Gold Card

Credit limits up to $10,000* Approved regardless of credit history or income Credit limits up to $10,000* (with both, Visa® and MasterCard® cards) Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get more details about this offer Apply for the New Millennium Bank Secured Gold Visa® / Mastercard® online!

NMB Black  Diamond Card

CREDIT BUILDER PROGRAM! Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get more details about this offer Apply for the NMB Secured Black Diamond Visa® or Mastercard® online!

NMB Secured  Platinum Card

NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get more details about this offer Apply for the New Millennium Bank Platinum Visa® or MasterCard® online!

UltraVX®  Visa®

Now anyone can qualify for a secured credit card with UltraVX® Visa®. UltraVX® makes it easy to manage your finances Automatic minimum payments Reports to all 3 major credit bureaus No credit check, no bank account required Instant online approval Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*. *Subject to terms and conditions. Get more details about this offer Apply for the UltraVX® Visa® online!

First Option  Visa®

Get a REAL Visa® Credit Card! Up to $5,000.00 Secured Line of Credit!! Be Approved Regardless of Credit History or Income!!! Guaranteed Approval! Get more details about this offer Apply for the First Option Visa® online!

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more details about this offer Apply for the MyCreditCardFinder online!

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish your good credit rating*. The sure way to do it, is to start with a new credit card and pay your balance and other bills on time. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.