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Secured credit cards require you to have collateral or money on a checking or saving account to cover your charges up front. When you have no credit or have poor credit, even bankruptcy, the secured credit cards can give you a chance to establish or re-establish a more acceptable credit rating. They might even give you a better card as soon as your credit rating improves.
| Orchard Secured MasterCard® |
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Bad Credit — Good Secured MasterCard®!
Get more details about this offer Apply for the Orchard Bank® Secured MasterCard® online! |
| NMB Secured Platinum Card |
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NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Get more details about this offer Apply for the New Millennium Bank Platinum Visa® or MasterCard® online! |
| UltraVX Visa® |
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Now anyone can qualify for a credit card with UltraVX Visa®.
Get more details about this offer Apply for the UltraVX Visa® online! |
| FP Bank Secured MasterCard® |
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A MasterCard® Credit Card for Those with Less than Perfect Credit!
Get more details about this offer Apply for the First PREMIER Bank Secured MasterCard® online! |
| Centennial® Secured MasterCard |
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A Secured Card that Reports monthly to 4 Major Credit Bureaus
Get more details about this offer Apply for the Centennial® Secured MasterCard® online! |
| MyCreditCardFinder |
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One site, dozens of offers tailored to you!
Get more details about this offer Apply for the MyCreditCardFinder online! |
Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish your good credit rating*. The sure way to do it, is to start with a new credit card and pay your balance and other bills on time. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.
*If your primary goal is to improve your credit, then choose from credit cards that report to at least one credit bureau.
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