Platinum Credit Cards

Banks normally call their "top of the line" credit card products "Platinum Cards." Being a platinum cardholder is a privilege that you have earned by having a very good to excellent credit rating. If your credit rating is less than perfect, don't even think about applying for a platinum credit card from a major bank. However, no federal authority regulates the using of the "Paltinum" name for a credit card. Because of this, some card issuers who are specialized for the sub-prime market are also calling their top of the line offers Platinum. Now you have a chance to get approved for a sub-prime "Platinum" card even if you don't have a perfect credit rating. In either case, Platinum means the best card in its category (sub-prime or not). For your convenience, we have collected a number of Platinum card offers. You can check out the benefits of these credit cards right here on this site, and when you have made your decision, you can apply online. Card applications are just one click away.

Money Return  Visa® Platinum

Get back 10% of your yearly interest charges! No annual fee 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles* Get back 10% of your yearly interest charges Card issued by FIA Card Services, NA. *See important rate and fee information. APR for Balance Transfers: 0.00% (for six billing cycles) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the MoneyReturn® Visa® Platinum Plus® online!

Citi® Home  Rebate Platinum Select® MasterCard®

Time flies. Wouldn't it be nice if your mortgage did too? Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months Receive 1% on all other purchases Rebate automatically applied to your mortgage principal NO CAP or limits on the amount of rebates you can accumulate in a year No annual fee *See Terms and Conditions. APR for Balance Transfers: Prime + 4.99% (Currently 9.99%) Balance Transfer Fee: Balance transfer fee applies with this offer* Get more details about this offer Apply for the Citi® Home Rebate Platinum Select® MasterCard® online!

Free Cash  RewardsSM Visa®

A decision that's easy to make: FREE CASH! Earn 1 point for every eligible $1 in purchases* 1,000 Bonus Points* with your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2500 points Choose from either a $25 check or a $25 gift card/certificate *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase Free Cash RewardsSM Visa® Card online!

Capital  One® Standard Platinum

Great choice if you carry a balance short-term. Enjoy 0% on purchases until October 2008 No annual fee Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping *See website for Disclosures. APR for Balance Transfers: 17.80% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® Standard Platinum online!

Chase  PerfectCard™

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%! 6% rebates on ALL gas purchases at ANY gas station for the first 90 days* 3% rebates on ALL gas purchases at ANY gas station after the first 90 days* 1% rebates on ALL other purchases made anywhere else* 0% Intro APR* for up to 6 months* No Annual Fee *See Pricing & Terms. APR for Balance Transfers: 0.00% (for Up to 6 Months*) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase PerfectCard™ MasterCard® online!

AARP Rewards  Platinum Visa®

A full 1% back for every dollar you spend. Earn one reward point for every dollar you spend.* 0% APR for up to 6 months and pay no annual fee.* No telemarketing calls. Zero unauthorized liability. Exclusive discounts for AARP Platinum Visa cardmembers. Automatic AARP Rewards Platinum Visa card benefits. *See Pricing & Terms. APR for Balance Transfers: 0.00% (for Up to 6 Months*) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the AARP Rewards Platinum Visa® Card online!

Chase Flexible  RewardsSM Visa®

Your choice. Your chase. Earn 1 point for every dollar spent* Earn airline tickets, hotel stays or car rentals. 0% introductory APR* for up to 12 months The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history No Annual Fee *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase Flexible RewardsSM Platinum Visa® online!

Citi®  Dividend Platinum Select® Card for College Students

You've got the power to build your future. 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement* Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter. Earn 1% cash back on all other purchases No minimum income or cosigner required Build your credit history No balance transfer fee with this offer *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 6 Months) Balance Transfer Fee: No balance transfer fee with this offer* Get more details about this offer Apply for the Citi® Dividend Platinum Select® Card for College Students online!

CitiBusiness®  Card

The card built for small businesses. 0% APR on purchases and balance transfers for 12 months* No annual fee Business-size credit line Free additional cards for employees with credit limits you set Savings on everyday business purchases Quarterly and annual account summaries Balance transfer fee applies with this offer* *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: Balance transfer fee applies with this offer* Get more details about this offer Apply for the CitiBusiness® Card online!

Citi®  Diamond Preferred® Rewards Card

For every passion, there's a reward. 0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening* 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases* No annual fee and FREE rewards program Citi® Identity Theft Solutions Price Protection Program $0 Liability on unauthorized purchases *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Diamond Preferred® Rewards Card online!

AT&T  Universal Savings Platinum Card

The innovation that saves you 10% on all the others. Up to 10% savings for the first 12 months on AT&T purchases* Plus AT&T calling benefits*: Up to 30 free phone minutes each month 0% APR on balance transfers for 12 months* No annual fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the AT&T Universal Savings Platinum Card online!

Platinum  Business Credit Card

Platinum Business Credit Card from OPEN® the Small Business Team Pay over time or pay in full each month No annual fee 0% Introductory APR on purchases for the first 12 months Balance Transfer APR: 4.99%* Option to enroll in Fee-Free Membership Rewards Program No annual fee and fee-free Additional Cards* Get a decision in less than 60 seconds Easy, 1-page online application *View Terms & Conditions. APR for Balance Transfers: Fixed 4.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application* Get more details about this offer Apply for the Platinum Business Credit Card from American Express® online!

Citi®  Diamond Preferred® Card

Apply now — it's in your best interest! 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Balance transfer fee applies with this offer *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Diamond Preferred® Card online!

Advanta  Life-of-Balance Card

The BusinessCard as individual as your business...only from Advanta. 2.99% Fixed APR for LIFE on balances transferred within 3 months Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards No Annual Fee and No Limit on Earnings Get employee cards with no fee and set spending limits per user $0 Fraud Liability Personalized card — your company name on the card, plus your logo. * See website for Terms and Conditions. APR for Balance Transfers: 2.99% (for Life of Balance*) Balance Transfer Fee: Waived for the introductory offer* Get more details about this offer Apply for the Advanta Life-of-Balance Platinum Card online!

HSBC Weekend  Card

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period* Get more details about this offer Apply for the HSBC Weekend Card online!

Advanta Custom  Rewards Card

A business credit card, now with your favorite image on it. 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* 7.99% Variable APR on Purchases Choice of 5% Cash Back on office supplies, gas and more* No Annual Fee and No Limit on Earnings Get employee cards with no fee and set spending limits per user $0 Fraud Liability Personalized card — your company name on the card, plus logo or other image! No Tax ID required for application Build Business Credit with the Advanta BusinessCard * See website for Terms and Conditions. APR for Balance Transfers: 0.00% (for 15 Months) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the Advanta Custom Platinum BusinessCard with Rewards online!

WorldPoints™  Platinum Card

The WorldPoints credit card gives you a world of choice. Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No annual fee Low Intro Rate Absolute Fraud Protection Free 24/7 Concierge Service Card issued by FIA Card Services, N.A. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America WorldPoints™ Platinum Plus® Card online!

Citi®  Dividend Platinum Select® Card

Earn Cash Back on Everything. 0% APR on balance transfers for 12 months.* Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% on all other purchases* Earn Cash Back on qualifying balance transfers and eligible cash advances. Earn unlimited cash back by shopping within the Citi Bonus Cash CenterSM No annual fee. *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Dividend Platinum Select® Card online!

Discover®  MoreSM Card

Get it all... 5% Cashback Bonus® in categories that change four times a year* 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card online!

Discover®  MoreSM Card - Sealife

Choose Your Sealife Card Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - Sealife Collection online!

Citi®  Platinum Select® MasterCard®

We'd like to peak your interest, not your interest rate. 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Platinum Select® MasterCard® online!

Wyndham Rewards  MastercardSM

More ways to earn! More ways to Reward yourself. Low APR Hotel Rewards No Annual Fee Balance Transfers Good to Excellent Credit Required Card issued by FIA Card Services, NA. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Wyndham Rewards MastercardSM online!

Rewards™  Amex Card

Everyday life has its own rewards.™ 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles. No annual fee and the flexibility to pay over time Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates* Earn rewards faster with 1.25 points for every net retail purchase dollar* Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service Access to more than 2,200 American Express Travel Services locations worldwide to help you. Identify theft recovery and absolute fraud protection* Card issued by FIA Card Services, NA. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America® Accelerated Rewards™ American Express® Card online!

NASCAR  RacePoints Visa® Card

Rewards at Every Turn. Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles. Earn NASCAR RacePoints® every time you make a purchase. No annual fee. Online Banking Service Total Security Protection® Card issued by FIA Card Services, N.A. * See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the NASCAR RacePointsSM Platinum Plus® Visa® Card online!

Chase Disney  Visa® Card

Get a variety of magical rewards no other card can match! No Annual Fee 0% Intro APR for up to 12 months* No Block-out Dates Visa® Platinum Benefits *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the Chase Disney Visa® Card online!