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New Millennium Bank Secured Gold Visa® / Mastercard®
Credit limits up to $10,000*
Ongoing APR: 19.50%
Annual Fee: $59.00
Cash Advance APR: 19.50%
Cash Advance Fee: 2% (min. $1, max. $20)
Grace Period: None
Late Fee: $20.00
Overlimit Fee: $20.00
Total Initial Charge: $69.95
Issuer: New Millennium Bank
New Millennium Bank is now offering secured Gold Visa® and Gold MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.
*Terms and conditions apply
BUILD YOUR CREDIT relationship with your New Millennium Bank secured Gold credit card account. You'll enjoy these valuable benefits when you make your payments on time: a solid credit history on your account and the ability to request credit line increases at any time with an additional deposit.
A secured card is very simply a credit card that is secured by your deposit in an interest earning savings account. Unlike a debit card which is linked to a checking account and does not report to the credit bureaus, your secured card is seen as a credit card and only you and the bank know that it is secured by your funds in the bank. Each month, the bank will report to the 3 major credit bureaus, so by managing your account and making your monthly payment on time, this is the surest way to build or re-build your credit.
Choose two cards, and you not only can increase your total credit line, but by paying two cards on time each month, your credit will build more quickly. The best part is that your deposit will earn interest all the while.
New Millennium Bank has helped thousands of people get their Visa® and/or MasterCard® through our unique, national secured credit card program. New Millennium Bank is known for excellence such as:
- An established track record of trust and safety.
- Rated 4 stars (Excellent) by Bauer Financial Services.
- Passes stringent annual reviews by federal and state regulatory groups responsible for the safety and soundness of the national banking system.
- Deposited funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).
The above information is brought to you by this website and New Millennium Bank is not affiliated with it and does not endorse, nor guarantee, nor is responsible for this information.
See web site for complete terms & conditions