Balance Transfer Credit Cards

Whether you are looking for a new credit card or want to find a great low APR balance transfer offer, we at Balance-Transfer-Credit-Card.com can help you. Credit card interest rates (APRs), reward programs, and special introductory deals are all easy to compare with the help of our uniform card description system and our grouping of the various cards by relevant categories. Although we are using a state-of-the-art formula to determine the order of credit cards in each category, we invite you to research every card in the category of your interest and apply for the one best meeting YOUR unique financial needs.

Balance-Transfer-Credit-Card.com allows you to compare credit cards either by their balance transfer or by their "ongoing" rates. Also, it can help you find a no annual fee credit card or one with airline miles or with other rewards. Here you can find credit card offers by each of the four major brands issued by various banks and other financial institutions. You can apply for any of these credit cards on convenient and securely online application forms, just a click away from our pages.

Watch for these important factors of the various credit cards on our website:

	Low APR for balance transfers and purchases
	Fast online credit decision
	24-hour online account access, 7 days a week

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Now, please browse through our best balance transfer credit cards right below, or specify a different priority by clicking on a submenu of our navigation bar on the left.

Blue from  American Express®

0% APR for up to 12 months - Get Blue from American Express® 0% APR on purchases for up to 12 months No Annual Fee Low Balance Transfer APR — 2.99% Fixed APR for 12 months Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences. Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds. APR for Balance Transfers: 2.99% (for 12 Months) Balance Transfer Fee: None if submitted with this application* Get more details about this offer Apply for the Blue from American Express® online!

Citi  CashReturnsSM Card

Cash back, without limits. Earn up to 6% Cash Back on purchases* Earn a 20% Bonus on the Cash Back Earned on all purchases for the first 12 months* Checks will be sent automatically every time you earn $50 — no calling necessary 0% APR* on balance transfers for up to 12 months No Annual Fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi CashReturnsSM Card online!

Gold Delta  Skymiles® Card

Get off to a flying start by earning 20,000 bonus miles on your very first purchase. Earn up to 25,000 bonus miles — enough for a total of $250 off Delta flights* Use miles to pay for any Delta seat, anytime — no black out dates and no seat restrictions 25,000 miles may also be redeemed for a domestic economy award ticket* Earn SkyMiles for every eligible dollar you spend* No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember Express Approval. Get a decision in less than 60 seconds. *See Card Terms and Conditions APR for Balance Transfers: Fixed 9.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application Get more details about this offer Apply for the Gold Delta Skymiles® Credit Card online!

Blue Cash®  Card

Earn up to 5% cash back on everyday purchases - even gas! Up to 5% Cash Back with Unlimited Cash Rewards* Earn unlimited cash back 0% Intro APR for 12 months on purchases Low Balance Transfer rate - 2.99% fixed APR for 12 months No Annual Fee Express Approval. Get a decision in less than 60 seconds. *See Terms, Conditions & Disclosures APR for Balance Transfers: 2.99% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue Cash® from American Express® online!

Free Cash  RewardsSM Visa®

A decision that's easy to make: FREE CASH! Earn 1 point for every eligible $1 in purchases* 1,000 Bonus Points* with your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2500 points Choose from either a $25 check or a $25 gift card/certificate *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase Free Cash RewardsSM Visa® Card online!

Chase Flexible  RewardsSM Visa®

Your choice. Your chase. Earn 1 point for every dollar spent* Earn airline tickets, hotel stays or car rentals. 0% introductory APR* for up to 12 months The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history No Annual Fee *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase Flexible RewardsSM Platinum Visa® online!

Blue Sky Credit  Card

Say good-bye to Travel Reward Restrictions! 0% Intro APR for up to 12 months on purchases Low Balance Transfer APR - 2.99% for 12 months Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds. See Terms, Conditions & Disclosures APR for Balance Transfers: 2.99% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue Sky® from American Express® online!

HSBC Weekend  Card

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period* Get more details about this offer Apply for the HSBC Weekend Card online!

Clear from  American Express®

Clear has absolutely no fees. 0.00% Intro APR for up to 12 months 3.99% fixed APR on balance transfers Automatic Rewards Flexibility to pay over time User-friendly credit report and score American Express World-Class customer service APR for Balance Transfers: Fixed 3.99% (for 12 Months) Balance Transfer Fee: None Get more details about this offer Apply for the Clear from American Express® online!

Discover®  MoreSM Card

Get it all... 5% Cashback Bonus® in categories that change four times a year* 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card online!

Discover®  MoreSM Card - Sealife

Choose Your Sealife Card Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - Sealife Collection online!

NASCAR  RacePoints Visa® Card

Rewards at Every Turn. Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles. Earn NASCAR RacePoints® every time you make a purchase. No annual fee. Online Banking Service Total Security Protection® Card issued by FIA Card Services, N.A. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the NASCAR RacePointsSM Platinum Plus® Visa® Card online!

WorldPoints™  Platinum Card

The WorldPoints credit card gives you a world of choice. Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No annual fee Low Intro Rate Absolute Fraud Protection Free 24/7 Concierge Service Card issued by FIA Card Services, N.A. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America WorldPoints™ Platinum Plus® Card online!

Wyndham Rewards  MastercardSM

More ways to earn! More ways to Reward yourself. Low APR Hotel Rewards No Annual Fee Balance Transfers Good to Excellent Credit Required Card issued by FIA Card Services, NA. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Wyndham Rewards MastercardSM online!

Rewards™  Amex Card

Everyday life has its own rewards.™ Earn rewards faster with 1.25 points for every net retail purchase dollar* 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles. No Annual Fee and the flexibility to pay over time Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates* Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service Access to more than 2,200 American Express Travel Services locations worldwide to help you Card issued by FIA Card Services, NA. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America® Accelerated Rewards™ American Express® Card online!

Brighter  Planet™ Visa® Card

Earn points with every purchase to offset carbon dioxide (CO2) emissions! Automatic point redemptions to help build renewable energy projects 1 EarthSmart Point for every $1 net retail 1,000 EarthSmart bonus points with first transaction 1,000 EarthSmart bonus points for signing up for paperless statements 0% introductory APR for balance transfers and cash advance checks for your first 12 billing cycles* Card issued by FIA Card Services, N.A. * See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Brighter Planet™ Visa® Credit Card online!

Disney  Rewards® Visa® Card

Get a variety of magical rewards no other card can match! No Annual Fee 0% Intro APR for up to 12 months* No Block-out Dates Visa® Platinum Benefits *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the Disney Rewards® Visa® Card from Chase online!

Citi®  Diamond Preferred® Card

Apply now — it's in your best interest! 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Balance transfer fee applies with this offer *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Diamond Preferred® Card online!

Citi®  Diamond Preferred® Rewards Card

For every passion, there's a reward. 0% APR* on balance transfers for up to 12 months 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases* No annual fee and FREE rewards program Citi® Identity Theft Solutions Price Protection Program $0 Liability on unauthorized purchases *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Diamond Preferred® Rewards Card online!

Citi®  Platinum Select® MasterCard®

We'd like to peak your interest, not your interest rate. 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Platinum Select® MasterCard® online!

Citi  PremierPassSM Card

Fly wherever and whenever you want. Earn 10,000 Bonus ThankYou® Points after $300 in purchases—enough for a $100 gift card* Earn 1 point for every dollar spent on all purchases* Earn 1 point for every 3 miles you fly on any airline* Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card* Redeem points for cruises, hotels, car rentals, gift cards and more with ThankYou Network, a free rewards program brought to you by Citi* *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi PremierPassSM Card online!

AT&T  Universal Savings Platinum Card

The innovation that saves you 10% on all the others. Up to 10% savings for the first 12 months on AT&T purchases* Plus AT&T calling benefits*: Up to 30 free phone minutes each month 0% APR on balance transfers for up to 12 months* No annual fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the AT&T Universal Savings Platinum Card online!

Platinum  Business Credit Card

Platinum Business Credit Card from OPEN® the Small Business Team Option to enroll in the Membership Rewards Express® Program fee-free There's no limit to the number of points you can earn Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more 0% APR for the first 12 months No annual fee and fee-free Additional Cards Balance Transfer APR: 4.99%* Get a decision in less than 60 seconds Easy, 1-page online application *View Terms & Conditions. APR for Balance Transfers: Fixed 4.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application* Get more details about this offer Apply for the Platinum Business Credit Card from American Express® online!

Discover®  MoreSM Card - Wildlife

Choose from different Wildlife Card Designs! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Talk to a knowledgeable person in less than a minute $0 fraud liability guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - Wildlife Collection online!

Discover®  MoreSM - American Flag

Patriotic, American Flag Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - American Flag online!

Platinum  Plus® Visa® Card

Start Building a solid credit history! No Annual Fee 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles* Credit lines may be as high as $25,000 Card issued by FIA Card Services, NA. Online Banking Service Total Security Protection® Card issued by FIA Card Services, NA *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America Platinum Plus® Visa® Card online!

Chase  PerfectCard™

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%! 6% rebates on ALL gas purchases at ANY gas station for the first 90 days* 3% rebates on ALL gas purchases at ANY gas station after the first 90 days* 1% rebates on ALL other purchases made anywhere else* 0% Intro APR* for up to 6 months* No Annual Fee *See Pricing & Terms. APR for Balance Transfers: 0.00% (for Up to 6 Months*) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase PerfectCard™ MasterCard® online!

AARP Rewards  Platinum Visa®

A full 1% back for every dollar you spend. Earn one reward point for every dollar you spend.* 0% APR for up to 6 months and pay no annual fee.* No telemarketing calls. Zero unauthorized liability. Exclusive discounts for AARP Platinum Visa cardmembers. Automatic AARP Rewards Platinum Visa card benefits. *See Pricing & Terms. APR for Balance Transfers: 0.00% (for Up to 6 Months*) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the AARP Rewards Platinum Visa® Card online!

Discover®  Open RoadSM Card

5% Cashback Bonus® on gas and auto maintenance purchases 0% Intro APR* Save at the pump and everywhere else.* 5% Cashback Bonus® on gas and auto maintenance purchases 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards* Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® Open RoadSM Card online!

Discover®  MoreSM Card - Clear

5% Cashback Bonus®*! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Increase, even double, your rewards when you redeem for gifts cards from our 80 Cashback Bonus® Partners* Talk to a knowledgeable person in less than a minute 0% Intro APR* *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - Clear online!

BoatU.S.  WorldPoints® Visa®

Bonus points for "marine" net retail transactions. No annual fee. Absolute fraud protection Online access and 24-hour service Access to the MyConciergeSM service, a unique personal assistance service Introductory 0% Annual Percentage Rate (APR)* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10). *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the BoatU.S. WorldPoints® Platinum Plus® Visa® online!

NFL Extra  Points Visa® Card

Redeem points for a variety of NFL Team experiences, collectibles, and/or merchandise! 0% Into Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks through your first twelve billing cycles. No annual fee. Earn 1 point for every $1 in net retail purchases. No limit to the number of points you can earn each year Card issued by FIA Card Services, N.A. * See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the NFL Extra Points™ Platinum Plus® Visa® online!

Fidelity  Visa® with WorldPoints®

Make this Card Part of Your Investment Strategy. Earn one point for every dollar in net retail purchases. No annual fee Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.* Card issued by FIA Card Services, N.A. *See website for complete Terms and Conditions of card usage and application disclosure. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards online!

Advanta  Customizable BusinessCard with Unlimited Rewards

A business credit card, now with your favorite image on it. 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* 7.99% Variable APR (based on Prime) on Purchases NEW! Unlimited Rewards* Earn cash back, travel, merchandise and more No Annual Fee and No Limit on the points you can earn Get employee cards with no fee and set spending limits per user $0 Fraud Liability Personalized card -- your company name on the card, plus logo or other image! * See website for Terms and Conditions. APR for Balance Transfers: 0.00% (for 15 Months) Balance Transfer Fee: 3% (minimum $5; maximum $90) Get more details about this offer Apply for the Advanta Customizable BusinessCard with Unlimited Rewards online!

IberiaBank Visa  Gold CashBack

Low variable rates, plus 1% cash back! 1% cash back on everything you buy from day one. No limit on cash back; no expiration for the life of your account No minimum to redeem for cash No annual membership fee Download the Terms & Conditions here. APR for Balance Transfers: 0.00% (for 6 Billing Periods) Balance Transfer Fee: None Get more details about this offer Apply for the IberiaBank Visa® Gold Cash Back Rewards Card online!