Balance Transfer Credit Cards

Whether you are looking for a new credit card or want to find a great low APR balance transfer offer, we at Balance-Transfer-Credit-Card.com can help you. Credit card interest rates (APRs), reward programs, and special introductory deals are all easy to compare with the help of our uniform card description system and our grouping of the various cards by relevant categories. Although we are using a state-of-the-art formula to determine the order of credit cards in each category, we invite you to research every card in the category of your interest and apply for the one best meeting YOUR unique financial needs.

Balance-Transfer-Credit-Card.com allows you to compare credit cards either by their balance transfer or by their "ongoing" rates. Also, it can help you find a no annual fee credit card or one with airline miles or with other rewards. Here you can find credit card offers by each of the four major brands issued by various banks and other financial institutions. You can apply for any of these credit cards on convenient and securely online application forms, just a click away from our pages.

Watch for these important factors of the various credit cards on our website:

	Low APR for balance transfers and purchases
	Fast online credit decision
	24-hour online account access, 7 days a week

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Now, please browse through our best balance transfer credit cards right below, or specify a different priority by clicking on a submenu of our navigation bar on the left.

Blue from  American Express®

0% APR for up to 12 months - Get Blue from American Express® 0% APR on purchases for up to 12 months No Annual Fee Low Balance Transfer APR — 2.99% Fixed APR for 12 months Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences. Membership Rewards Express® program Express Approval. Get a decision in less than 60 seconds. APR for Balance Transfers: 2.99% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue from American Express® online!

Citi  CashReturnsSM Card

Cash back, without limits. Earn up to 6% Cash Back on purchases* Earn a 20% Bonus on the Cash Back Earned on all purchases for the first 12 months* Checks will be sent automatically every time you earn $50 — no calling necessary 0% APR* on balance transfers for up to 12 months No Annual Fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi CashReturnsSM Card online!

Blue Cash®  Card

Earn up to 5% cash back on everyday purchases - even gas! Up to 5% Cash Back with Unlimited Cash Rewards* Earn unlimited cash back 0% Intro APR for 12 months on purchases Low Balance Transfer rate - 2.99% fixed APR for 12 months No Annual Fee Express Approval. Get a decision in less than 60 seconds. *See Terms, Conditions & Disclosures APR for Balance Transfers: 2.99% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue Cash® from American Express® online!

Blue Sky Credit  Card

Say good-bye to Travel Reward Restrictions! 0% Intro APR for up to 12 months on purchases Low Balance Transfer APR - 2.99% for 12 months Earn 1 point for every dollar you spend Points good on any airline, hotel, car rental and more. No blackout dates or travel restrictions Express Approval. Get a decision in less than 60 seconds. See Terms, Conditions & Disclosures APR for Balance Transfers: 2.99% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue Sky® from American Express® online!

HSBC Weekend  Card

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period* Get more details about this offer Apply for the HSBC Weekend Card online!

Discover®  MoreSM Card - Sealife

Choose Your Sealife Card Design! 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Discover® More® Card - Sealife Collection online!

Discover®  More® Card

Make your money worth More.SM* 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Discover® More® Card online!

Wyndham Rewards  MastercardSM

More ways to earn! More ways to Reward yourself. Low APR Hotel Rewards No Annual Fee Balance Transfers Good to Excellent Credit Required Card issued by FIA Card Services, NA. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Wyndham Rewards MastercardSM online!

WorldPoints®  Platinum Plus®

The WorldPoints credit card gives you a world of choice. Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash* Introductory 0%* APR for Balance Transfers* and Direct Deposits through your first 15 billing cycles. No Annual Fee and Rewards start at 2,500 points* Card issued by FIA Card Services, N.A. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America® WorldPoints® Platinum Plus® MasterCard® online!

Rewards™  Amex Card

Everyday life has its own rewards.™ Earn rewards faster with 1.25 points for every net retail purchase dollar* 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles. No Annual Fee and the flexibility to pay over time Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates* Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service Access to more than 2,200 American Express Travel Services locations worldwide to help you Card issued by FIA Card Services, NA. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America® Accelerated Rewards™ American Express® Card online!

Brighter  Planet™ Visa® Card

Earn points with every purchase to offset carbon dioxide (CO2) emissions! Automatic point redemptions to help build renewable energy projects 1 EarthSmart Point for every $1 net retail 1,000 EarthSmart bonus points with first transaction 1,000 EarthSmart bonus points for signing up for paperless statements 0% introductory APR for balance transfers and cash advance checks for your first 12 billing cycles* Card issued by FIA Card Services, N.A. * See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Brighter Planet™ Visa® Credit Card online!

NASCAR  RacePoints Visa® Card

Rewards at Every Turn. Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles. Earn NASCAR RacePoints® every time you make a purchase. No annual fee. Online Banking Service Total Security Protection® Card issued by FIA Card Services, N.A. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the NASCAR RacePointsSM Platinum Plus® Visa® Card online!

Citi®  Diamond Preferred® Card

Apply now — it's in your best interest! 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Balance transfer fee applies with this offer *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Diamond Preferred® Card online!

Citi®  Diamond Preferred® Rewards Card

For every passion, there's a reward. 0% APR* on balance transfers for up to 12 months 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases* No annual fee and FREE rewards program Citi® Identity Theft Solutions Price Protection Program $0 Liability on unauthorized purchases *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Diamond Preferred® Rewards Card online!

Citi®  Platinum Select® MasterCard®

We'd like to peak your interest, not your interest rate. 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Platinum Select® MasterCard® online!

AT&T  Universal Savings Platinum Card

The innovation that saves you 10% on all the others. Up to 10% savings for the first 12 months on AT&T purchases* Plus AT&T calling benefits*: Up to 30 free phone minutes each month 0% APR on balance transfers for up to 12 months* No annual fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the AT&T Universal Savings Platinum Card online!

Citi  PremierPassSM Card

Fly wherever and whenever you want. Earn 10,000 Bonus ThankYou® Points after $300 in purchases—enough for a $100 gift card* Earn 1 point for every dollar spent on all purchases* Earn 1 point for every 3 miles you fly on any airline* Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card* Redeem points for cruises, hotels, car rentals, gift cards and more with ThankYou Network, a free rewards program brought to you by Citi* *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi PremierPassSM Card online!

Clear from  American Express®

Clear has absolutely no fees. 0.00% Intro APR for up to 12 months 3.99% fixed APR on balance transfers Automatic Rewards Flexibility to pay over time User-friendly credit report and score American Express World-Class customer service APR for Balance Transfers: Fixed 3.99% (for 12 Months) Balance Transfer Fee: None Get more details about this offer Apply for the Clear from American Express® online!

Discover®  MoreSM Card - Wildlife

Choose from different Wildlife Card Designs! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Turn your Cashback Bonus® into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* 0% Intro APR* Talk to a knowledgeable person in less than a minute $0 fraud liability guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Discover® More® Card - Wildlife Collection online!

Discover®  MoreSM - American Flag

Patriotic, American Flag Design! 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners 0% Intro APR* *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Discover® More® Card - American Flag online!

Platinum  Business Credit Card

Platinum Business Credit Card from OPEN® the Small Business Team Option to enroll in the Membership Rewards Express® Program fee-free There's no limit to the number of points you can earn Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more 0% APR for the first 12 months No annual fee and fee-free Additional Cards Balance Transfer APR: 4.99%* Get a decision in less than 60 seconds Easy, 1-page online application *View Terms & Conditions. APR for Balance Transfers: Fixed 4.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application* Get more details about this offer Apply for the Platinum Business Credit Card from American Express® online!

Discover®  Open Road® Card

5% Cashback Bonus® on gas and auto maintenance purchases 0% Intro APR* Save at the pump and everywhere else.* 5% Cashback Bonus® on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus® on all other purchases Unlimited cash rewards* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Discover® Open Road® Card online!

Discover®  More® Card - Clear

5% Cashback Bonus®*! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners* Talk to a knowledgeable person in less than a minute 0% Intro APR* *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Discover® More® Card - Clear online!

NFL Extra  Points Visa® Card

Redeem points for a variety of NFL Team experiences, collectibles, and/or merchandise! 0% Into Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks through your first twelve billing cycles. No annual fee. Earn 1 point for every $1 in net retail purchases. No limit to the number of points you can earn each year Card issued by FIA Card Services, N.A. * See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the NFL Extra Points™ Platinum Plus® Visa® online!

Fidelity  Visa® with WorldPoints®

Make this Card Part of Your Investment Strategy. Earn one point for every dollar in net retail purchases. No annual fee Choose to redeem your WorldPoints® rewards as Investment Dollars, which can be directly added into your eligible Fidelity Account.* Card issued by FIA Card Services, N.A. *See website for complete Terms and Conditions of card usage and application disclosure. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Fidelity Investments Rewards Visa Signature® Card with WorldPoints® Rewards online!

Advanta  Customizable BusinessCard with Unlimited Rewards

A business credit card, now with your favorite image on it. 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* 7.99% Variable APR (based on Prime) on Purchases NEW! Unlimited Rewards* Earn cash back, travel, merchandise and more No Annual Fee and No Limit on the points you can earn Get employee cards with no fee and set spending limits per user $0 Fraud Liability Personalized card -- your company name on the card, plus logo or other image! * See website for Terms and Conditions. APR for Balance Transfers: 0.00% (for 15 Months) Balance Transfer Fee: 3% (minimum $5; maximum $90) Get more details about this offer Apply for the Advanta Customizable BusinessCard with Unlimited Rewards online!

IberiaBank Visa  Gold CashBack

Low variable rates, plus 1% cash back! 1% cash back on everything you buy from day one. No limit on cash back; no expiration for the life of your account No minimum to redeem for cash No annual membership fee Download the Terms & Conditions here. APR for Balance Transfers: 0.00% (for 6 Billing Periods) Balance Transfer Fee: None Get more details about this offer Apply for the IberiaBank Visa® Gold Cash Back Rewards Card online!

AT&T  Universal Savings & Rewards Card

Your cell phone screen. Your computer screen. Your TV screen. AT&T powers them all. 1 ThankYouSM Point for every dollar you spend on non-AT&T purchases Up to 10% savings for the first 12 months on AT&T purchases* Plus AT&T calling benefits*: Up to 30 free phone minutes each month 0% APR on balance transfers for up to 12 months* No annual fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the AT&T Universal Savings & Rewards Card online!

Citi®  Dividend Platinum Select® Card for College Students

You've got the power to build your future. No Cosigner or Minimum Income Required Free Online Account Management Citi® Identity Theft Solutions Citi® Photocard option* The Lost Wallet® Service* Credit Education Tools 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement* Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter. Earn 1% cash back on all other purchases *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 6 Months) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Dividend Platinum Select® Card for College Students online!

IberiaBank  Visa® Platinum Card

The Platinum Card with the SCORECARD® Bonus Point Program. No annual fee 0% Introductory APR on balance transfers for your first 6 billing cycles Earn 1 bonus point for every $1 in net retail purchases and redeem your points for hotel rooms, gourmet dinners, travel, and more Download the Terms & Conditions here. APR for Balance Transfers: 0.00% (for 6 Billing Periods) Balance Transfer Fee: None Get more details about this offer Apply for the IberiaBank Visa® Platinum Rewards Card online!

IberiaBank  Visa® Classic

Variable rates as low as 8.00%! No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles* 25 Day grace period Online access to credit card information Download the Terms & Conditions here. APR for Balance Transfers: 0.00% (for 6 Billing Periods) Balance Transfer Fee: None Get more details about this offer Apply for the IberiaBank Visa® Classic online!

Fidelity 529  College Rewards®

Start Saving For College! Earn 1.5% on net retail purchases charged to the card Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles. With American Express SelectsSM, enjoy special online offers for your family from merchants around the world Card issued by FIA Card Services, N.A. *See website for complete Terms and Conditions of card usage and application disclosure. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Fidelity Investments® 529 College Rewards® American Express® Card online!

Miles by  Discover® Card

A Miles card with no annual fee! Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 Mile for every $1 on all your other purchases - personal and business Unlimited Miles that never expire as long as you use your card Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash 0% Intro APR* *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% Get more details about this offer Apply for the Miles by Discover® Card online!

Union Plus®  Mastercard

Get the card that works as hard as you do! FREE Rewards Program designed for hard-working union members. Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. Earn 1 Point for every dollar spent anywhere Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. 1.99% introductory APR on new purchases*. All Calls answered in the United States. No annual fee and No liability for unauthorized *View card Terms & Conditions. APR for Balance Transfers: Fixed 6.99% (for Life of Balance) Balance Transfer Fee: None if submitted within 90 days of account opening Get more details about this offer Apply for the Union Plus® Mastercard online!

Pulaski Bank  Visa® Gold Card

Zero worries. Zero hassles. Zero % balance transfers. 8.00% APR Low Rate No Annual Fee 0% Balance Transfers APR for Balance Transfers: 0.00% (for 6 Months) Balance Transfer Fee: None Get more details about this offer Apply for the Pulaski Bank Visa® Gold Card online!