First PREMIER® Bank Platinum Credit Card

Here's Your Chance To Apply for A First PREMIER® Bank Platinum Credit Card.

Ongoing APR: Low APR on purchases*
Annual Fee: See website
Monthly Fee: See website
Cash Advance APR: See website
Cash Advance Fee: See website
Grace Period: 25 Days*
Late Fee: See website
Overlimit Fee: See website
Total Initial Charge: See website
Issuer: First PREMIER® Bank

Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard logo. Enjoy a Low APR on purchases. Apply now — don't wait!

Optional PREMIER® Credit Protection®:

PREMIER® Credit Protection is an optional benefit of your First PREMIER® Bank Credit Card. Whether or not you purchase PREMIER® Credit Protection is not required to obtain credit or will not affect the terms of any existing credit agreement you have with First PREMIER® Bank.

The monthly fee for the PREMIER® Credit Protection is based on your outstanding balance multiplied by $0.89 per $100. The fee is included on your monthly First PREMIER® Bank Credit Card Statement.

Subject to the limitations and exclusions listed in the Conditions and Requirements of the PREMIER® Credit Protection Contract, PREMIER® Credit Protection cancels the Current Month Minimum Payment, as reflected on your account billing statement, in the event of Job Loss, Disability, Family Leave and Hospitalization.

PREMIER® Credit Protection will cancel the full outstanding balance on your account as of the date of death upon benefit approval. Subject to the limitations and exclusions listed in the Conditions and Requirements of the PREMIER® Credit Protection Contract and a maximum aggregate limit of $5,000.

After 30 consecutive days of Job Loss or Family Leave and upon benefit approval, PREMIER® Credit Protection will cancel your next Current Month Minimum payment due until: (a) 6 continuous payments have been canceled; (b) you return to work; or (c) the account balance is zero, whichever occurs first.

After 30 consecutive days of Disability and upon benefit approval, PREMIER® Credit Protection will cancel your next Current Month Minimum payment due until: (a) 6 continuous payments have been canceled; (b) you are no longer disabled; or (c) the account balance is zero, whichever occurs first.

After one or more consecutive nights of Hospitalization and upon benefit approval, PREMIER® Credit Protection will cancel your next Current Month Minimum payment due.

PREMIER® Credit Protection will not cancel past due or over limit amounts. You will be responsible for the delinquent and over limit amounts during the Protected Event Period. During any period in which payments for your account is canceled, you may not be able to use your account to make purchases, take cash advances or for any other purpose.

You will continue to be charged for PREMIER® Credit Protection Fees during any benefit activation for Job Loss, Disability, Family Leave or Hospitalization.

You must be enrolled in PREMIER® Credit Protection for 30 days before a Protected Event may be activated.

At least 120 days must elapse between the end of one Activation period and the beginning of another for the same type of event. There is a maximum aggregate limit of $5,000 of protection that you may have with First PREMIER® Bank under PREMIER® Credit Protection.

If you are not completely satisfied, you'll have 30 days after enrollment to cancel and receive a full refund of any PREMIER® Credit Protection Fees. You may cancel your enrollment in PREMIER® Credit Protection at any time.

Please carefully read the PREMIER® Credit Protection Conditions and Requirements applicable to all protected events provided in the fulfillment kit, which will be sent to you after enrollment, for a full explanation of each of these eligibility requirements, conditions and exclusions that could prevent you from receiving benefits under PREMIER® Credit Protection.


See web site for fees, rates, costs, limitations, available credit and other terms for the GOLD MasterCard® offer.