NFL Extra Points™ Platinum Plus® Visa®

Redeem points for a variety of NFL Team experiences, collectibles, and/or merchandise!

APR for Balance Transfers: 0.00% (for twelve billing cycles*)
Balance Transfer Fee: 3% (minimum $10)
Ongoing APR: As low as Fixed 9.9%*
Annual Fee: None
Cash Advance APR: 0% for twelve billing cycles, then 19.99%
Cash Advance Fee: 3%, $10 minimum
Grace Period: 20 Days (Min.)
Reward Program: NFL Extra Points™
Late Fee: $15-$39
Overlimit Fee: $15-$39
Issuer: FIA Card Services, NA.

Use the NFL Extra Points™ card for your everyday needs. Watch how regular retail purchases such as gas, groceries, and dining out help you earn points that can be redeemed for exclusive NFL Extra Points™ Rewards.***

Card Benefits:

• Get a $50 Gift card after your first qualifying transaction(s) using your Extra Points™ credit card.**
  
• Introductory 0% Annual Percentage Rate (APR)* for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.**** (subject to a 3% transaction fee, no less than $10)
  
• Earn 1 point for every net retail purchase dollar spent.§§
  
• No annual fee.
  

NFL Extra Points™:

•   2,000 points = Sporting News Magazine Subscription
  
•   4,000 points = $25 NFL Shop Gift Card
  
•  20,000 points = VIP Tour of NFL Films
  
• 200,000 points = Super Bowl Tickets
  

Choose a Card Designs with your Favorite NFL Team:
(available, as of September, 2007)

• 49ERS Extra Points™
  
• Bears Extra Points™
  
• Bengals Extra Points™
  
• Bills Extra Points™
  
• Broncos Extra Points™
  
• Browns Extra Points™
  
• Buccaneers Extra Points™
  
• Cardinals Extra Points™
  
• Chargers Extra Points™
  
• Chiefs Extra Points™
  
• Colts Extra Points™
  
• Cowboys Extra Points™
  
• Dolphins Extra Points™
  
• Eagles Extra Points™
  
• Falcons Extra Points™
  
• Giants Extra Points™
  
• Jaguars Extra Points™
  
• Jets Extra Points™
  
• Lions Extra Points™
  
• Packers Extra Points™
  
• Panthers Extra Points™
  
• Patriots Extra Points™
  
• Raiders Extra Points™
  
• Rams Extra Points™
  
• Ravens Extra Points™
  
• Redskins Extra Points™
  
• Saints Extra Points™
  
• Seahawks Extra Points™
  
• Steelers Extra Points™
  
• Texans Extra Points™
  
• Titans Extra Points™
  
• Vikings Extra Points™
  

* See website for important " rel="nofollow" target="_blank">rate and fee information.

** To qualify for this offer, your new account must be used to make any combination of purchase or cash advance transactions (including balance transfers) totaling at least $75 within 90 days of the date the account is opened by FIA Card Services, N.A. (exclusive of transaction fees, if any). Limit one (1) item per new account. Supplies are limited. Allow 8-12 weeks for delivery after qualifying. Offer sponsored by FIA Card Services, N.A.: we may substitute an item of equal or greater value and we are not responsible for lost, stolen or undelivered merchandise.

*** Points are redeemable for a variety of NFL Team experiences, collectibles, and/or merchandise. Use the NFL Extra Points™ credit card and earn one (1) point per one U.S. dollar ($1.00) spent on new eligible net retail purchase transactions (eligible purchases less credits, returns, and adjustments) made everywhere the credit card is accepted. Cash advances, purchases of cash equivalents, unauthorized/fraudulent transactions and certain other transactions do not earn points. Unredeemed points expire after a rolling five (5) year period. Points are not transferable and have no cash value. The NFL Extra Points Program and its terms are subject to change and/or termination and are void where prohibited by law. This is a partial description of the NFL Extra Points Program. Full details will accompany the card.

**** BALANCE TRANSFERS. If the total amount you request exceeds your credit line, we may either send full or partial payment to your creditors in the order you provide them to us or we may send you Cash Advance Checks. Allow at least 2 weeks from account opening for processing. Continue paying each creditor until the transfer appears as a credit. Balance Transfers incur finance charges from the transaction date. Balance Transfers are subject to transaction fees in the amount of 3% of the transaction (minimum $10). If you have a dispute with a creditor and pay that balance by transferring it to your new account, you may lose certain dispute rights. Balance Transfers may not be used to pay off or pay down any account issued by FIA Card Services, N.A.

Card issued by FIA Card Services, NA. — *See web site for complete terms & conditions of card usage and application disclosure.