Catalog Credit Cards

You can only buy products from their catalogs and only with their cards. Usually, they have a higher interest rate than most "regular" credit card rates. They could be useful in improving your credit IF the card issuer reports your card activity to at least one of the major credit bureaus*. You might be able to take advantage of these stores' special offers, made exclusively to their credit card holders. Again, if you pay your dues on time and leave just enough balance to show up on your credit report (let's say $100), then your credit rating might improve over time.
*If your primary goal is to improve your credit, make sure to choose from credit cards that report to at least one credit bureau.

BuyRIGHT  Prepaid MasterCard®

BuyRIGHT is RIGHT for you! Click-N-Pay bill payment Free direct deposit Free activity alerts On-line money management tools BuyRIGHT Rewards program No Credit Checks No Employment Verification No Monthly or Annual Fee Option Free BuyRIGHT Marketplace Membership Get more details about this offer Apply for the BuyRIGHT Prepaid MasterCard® online!

Horizon Gold  Credit Card

Get your *Guaranteed Approval Unsecured Credit Card *Guaranteed Approval! *Bad Credit Accepted! *No Employment Check! *Reports to a Major Bureau! *See Complete Terms & Conditions for details. Get more details about this offer Apply for the Horizon Gold Credit Card online!

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish your good credit rating*. The sure way to do it, is to start with a new credit card and pay your balance and other bills on time. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.
*If your primary goal is to improve your credit, make sure to choose from credit cards that report to at least one credit bureau.