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Capital One® Standard Platinum
Great choice if you carry a balance short-term.
APR for Balance Transfers: 17.80%
Balance Transfer Fee: None
Intro APR for Purchases: 0.00% (for (until October 2008))
Ongoing APR: 17.80%
Annual Fee: None
Cash Advance APR: 20.90%
Cash Advance Fee: 3%, $10 minimum
Grace Period: 25 Days
Reward Program: Saving Zone Discounts
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Issuer: Capital One Bank
If you want a card with no annual fee, this is a great choice. A Platinum card with all the benefits of Platinum membership. Use it for hotel or car rental reservations, online payments, and other real-world conveniences. This card is right for people New to Credit/Credit Needs Improvement.
If you want a card with no annual fee, this is a great choice:
- 0% on purchases until October 2008
- $0 annual fee
- $0 balance transfer fees
- $0 Fraud Liability for unauthorized use if your card is lost or stolen
- Exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping
Capital One® Saving Zone — Overview:
Just Another Perk We Think You Deserve
- Save up to 40% on featured items
- Save an extra 10% on every purchase
- Thousands of brand name items
- Experience savings through April 2008
The Saving Zone is an exclusive store within Yahoo Shopping designed only for Capital One cardholders. When you shop the Saving Zone with your Capital One credit card you'll enjoy special discounts on thousands of brand-name items. Pick it out, put it in your cart, pay with your Capital One credit card and discover an effortless discounted shopping experience.
This card is right for people with Credit That Needs Some Improvement:
All these statements are true for you**:
- I currently have or have had a U.S. loan or credit card
- My credit limit on a current credit card, if any, is less than $5,000
- I may have been late on more than one credit card, medical bill, or loan payment in the last six months
This card is right for people with Limited Credit History:
At a minimum all of these statements are true for you.**
- I have had my own credit card for less than three years or never had one
- I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else's credit card
- I have a valid credit score that can be found at one of the major credit reporting companies
- The major credit reporting companies are TransUnion (www.transunion.com), Experian (www.experian.com) and Equifax (www.equifax.com). Please visit these sites for more information.
** Please note these are minimum requirements and meeting these criteria does not guarantee approval.
* See website for complete disclosure and card features.