Bad Credit/No Credit Credit Cards

All lenders will charge a higher interest rate for people with poor credit when financing a car, a home, or anything else. In the worst case scenario, they might even turn these people down, sometimes not even for having bad credit, but for having NO credit...

To apply for a secured or an unsecured credit card, please check out our selection of poor credit credit cards, and apply for the ones best meeting your needs, if possible, choose a credit card with the lowest interest rate and consider additional benefits, like the reporting to credit bureaus.

Capital  One® Standard Platinum

Great choice if you carry a balance short-term. Enjoy 0% on purchases until October 2008 No annual fee Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping *See website for Disclosures. APR for Balance Transfers: 17.80% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® Standard Platinum online!

Capital  One® Cash Rewards

A Cash Back card for people New to Credit. 25% annual bonus on the cash you earn* 1% cash back on every purchase 0% APR on purchases until October 2008. After that, variable APR, currently 14.9%* No limit on cash back and rewards won't expire for the life of your account Redeem cash whenever you like $29 annual fee *See website for Disclosures. APR for Balance Transfers: 14.90% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® No Hassle CashSM Rewards - New to Credit online!

Orchard Secured  MasterCard®

Bad Credit — Good Secured MasterCard®! Set your own credit limit starting at $200, all online The perfect card to start building or rebuild your credit Reporting monthly to all major credit bureaus Your choice of payment due dates to fit your schedule Free standard bill pay and online account management tools E-alerts to your email or cell phone to remind you when a payment is due View the Credit Terms & Conditions. Get more details about this offer Apply for the Orchard Bank® Secured MasterCard® online!

First PREMIER  MasterCard®

Apply for a Credit Card with Less than Perfect Credit! Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. 24-Hour Account Access by Phone See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank MasterCard® online!

UltraVX  Visa®

Now anyone can qualify for a credit card with UltraVX Visa®. Credit-On Demand™*: up to $25,000 credit line Instant Approval: no credit check, no minimum income or bank account required Credit Reporting: reports to major credit bureaus Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions! Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide *Patent Pending Get more details about this offer Apply for the UltraVX Visa® online!

NMB Secured  Platinum Card

NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get more details about this offer Apply for the New Millennium Bank Platinum Visa® or MasterCard® online!

FP Bank Secured  MasterCard®

A MasterCard® Credit Card for Those with Less than Perfect Credit! Reports monthly to 4 Major Credit Bureaus Quality Customer Service Accepted where you see the MasterCard® logo Over 3 million credit card holders Enjoy the benefit of 24-hour phone account access *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank Secured MasterCard® online!

Centennial®  MasterCard®/Visa®

Reports monthly to 4 Major Credit Bureaus! Low APR on purchases Credit decisions in less than 60 seconds A Credit Card for Those with Less than Perfect Credit Quality Customer Service Accepted where you see the MasterCard®/Visa® logo Over 3 million credit card holders Choice of MasterCard® or Visa® Enjoy the benefit of 24-hour phone account access Get access to online credit education Monthly credit bureau reporting *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the Centennial® MasterCard®/Visa® online!

Orchard Classic  MasterCard®

If you do not qualify for the Classic card, you will be offered Secured card! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment View the Credit Terms & Conditions. Get more details about this offer Apply for the Orchard Bank Classic MasterCard® online!

Centennial®  Gold Cards

Your Chance to Apply for the Prestige of GOLD! Reports monthly to 4 Major Credit Bureaus Low APR on purchases Get the prestige of a GOLD MasterCard®/Visa® All applications accepted All credit types welcome to apply $50 Credit Limit Increase by Making your first 2 Minimum Payments! *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the Centennial® Gold MasterCard®/Visa® online!

FP Bank  Platinum Credit Card

Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card. Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. All applications accepted! All credit types welcome to apply! See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank Platinum Credit Card online!

Rewards 660  Visa® Card

Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months. No Fee Credit Limit Increases* $300 Starting and $2,000 Maximum Credit Limit Fast Online Response Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax) FREE Online Account Access FREE Online Payments *See Rates, Fees & Terms. Get more details about this offer Apply for the Rewards 660 Visa® Card online!

Centennial®  Secured MasterCard

A Secured Card that Reports monthly to 4 Major Credit Bureaus A MasterCard® for Those With Less Than Perfect Credit Enjoy the Benefit of 24 hour Account Access by Phone Accepted where you see the MasterCard® Logo Over 3 Million Card Holders Quality Customer Service *See Rates, Fees & Terms for current information. Get more details about this offer Apply for the Centennial® Secured MasterCard® online!

FP Bank Gold  MasterCard®

Get the prestige of a Gold card! Credit decisions in less than 60 seconds! Quality Customer Service Low APR on purchases Instant credit decisions Gold Card Prestige Reports monthly to 4 Major Credit Bureaus Accepted where you see the MasterCard logo Over 3 million credit card holders See Rates, Fees & Terms for current information. Get more details about this offer Apply for the First PREMIER Bank Gold MasterCard® online!

Continental  Finance Gold MC

Get a second chance with rates as low as 9.75% APR*! Rates as low as 9.75% APR* Unsecured MasterCard Accepted at Millions of Locations Worldwide Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases Prestige of carrying a Gold card *See website forTerms and Conditions. Get more details about this offer Apply for the Continental Finance Gold MasterCard® online!

BuyRIGHT  Prepaid MasterCard®

BuyRIGHT is RIGHT for you! Click-N-Pay bill payment Free direct deposit Free activity alerts On-line money management tools BuyRIGHT Rewards program No Credit Checks No Employment Verification No Monthly or Annual Fee Option Free BuyRIGHT Marketplace Membership Get more details about this offer Apply for the BuyRIGHT Prepaid MasterCard® online!

Continental  Finance MasterCard

Get a second chance with Continental Finance! Get Your Application Results in Seconds Monthly reporting to the Major Credit Bureaus Free Online Access Excellent Online Tools for Managing Your Finances Semi-Annual Credit Limit Increases No Minimum Monthly Income Requirements* Unsecured MasterCard Accepted at Millions of Locations Worldwide *Approval subject to other criteria. See Terms and Conditions. Get more details about this offer Apply for the Continental Finance MasterCard® online!

All-Access®  Visa® Prepaid Card

Choice of Flat-fee or Pay-as-you-go Fee Plans. No upfront costs No hassle Multiple cards Free direct deposit Flexible fee plans* Access to cash *See web site for Features & Fees. Get more details about this offer Apply for the All-Access® Visa® Prepaid Card online!

Tribute®  Gold MasterCard® Card

Bad credit history? This could be the right card for you! Unsecured Gold MasterCard® Credit Card Reports to the Major Credit Bureaus MasterCard® cards are accepted at over 25 million locations worldwide Quick Online Decision Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart. Get more details about this offer Apply for the Tribute® Gold MasterCard® Credit Card online!

Wired  Plastic™ Prepaid Visa®

Guaranteed Approval*. Earn Reward Points on Every Purchase. Receive your new Visa® card in as little as 3 days No Upfront Payment Required Overdraft Safety Program Rewards Program Integrated Bill Pay Service Convenient Loading Options *See Terms and Conditions. Get more details about this offer Apply for the Wired Plastic™ Prepaid Visa® Card online!

AccountNow  Debit MasterCard®

Get the perfect alternative to a bank account! Instant Guaranteed Approval* — no credit check, no security deposit $0 ACTIVATION FEE — when you load your card by direct deposit Free Direct Deposit — no more check cashing fees Free Online Bill Pay — no need for expensive money orders Free Credit Builder* — bill pay transactions are reported to PRBC® No Overdraft Fees — no minimum balance required Reloadable - $10,000 balance limit *See web site for Features & Fees. Get more details about this offer Apply for the AccountNow™ Vantage Debit MasterCard® online!

Western  Union® MasterCard®

Credit problem? No problem! Carry your money safely and conveniently. Shop online anywhere MasterCard debit cards are accepted. Check your Card balance anytime online or over the phone. Reload your Card at any participating Western Union Agent location in the United States. No credit checks! No lengthy applications! Shop wherever MasterCard debit cards are accepted — even online Efficiently manage your money and pay bills because you control how much you put on the Card. Easy to Get, Easy to Use The power of cash. The convenience of plastic. Get more details about this offer Apply for the Western Union® Prepaid MasterCard® online!

Eufora Prepaid  MasterCard®

Eufora™ MasterCard® Card - The Income Opportunity Card™ Guaranteed Approval* No Credit Check $5,000 Maximum Card Balance Cash Rewards Program Auto Sweepstakes 5 Ways to Load Funds MasterCard® Benefits *View card Terms & Conditions. Get more details about this offer Apply for the Eufora Prepaid MasterCard® online!

Access  Visa® Card

Access Visa® for those with less than perfect credit! Instant On-Line Decision Bad Credit? No Credit? Give Access A Try! Outstanding Customer Service Free 24 Hour Online Account Access Reports to All Major Credit Bureaus See Rates, Fees & Other Costs. Get more details about this offer Apply for the Access Visa® Card online!

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more details about this offer Apply for the MyCreditCardFinder online!

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. Your choices are limeted to get a new credit card (if you do, make sure you pay your balance and other bills on time). This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs. It is a good idea to choose from credit cards that report to at least one credit bureau.