Bad Credit/No Credit Credit Cards

All lenders will charge a higher interest rate for people with poor credit when financing a car, a home, or anything else. In the worst case scenario, they might even turn these people down, sometimes not even for having bad credit, but for having NO credit...

To apply for a secured or an unsecured credit card, please check out our selection of poor credit credit cards, and apply for the ones best meeting your needs, if possible, choose a credit card with the lowest interest rate and consider additional benefits, like the reporting to credit bureaus.

NMB Secured  Gold Card

Credit limits up to $10,000* Approved regardless of credit history or income Credit limits up to $10,000* (with both, Visa® and MasterCard® cards) Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get more details about this offer Apply for the New Millennium Bank Secured Gold Visa® / Mastercard® online!

NMB Black  Diamond Card

CREDIT BUILDER PROGRAM! Approved regardless of credit history Credit limits up to $10,000* Reports to all 3 bureaus Get cash at over 740,000 ATMs No credit check *See Rates, Fees & Other Terms. Get more details about this offer Apply for the NMB Secured Black Diamond Visa® or Mastercard® online!

UltraVX®  Visa®

Now anyone can qualify for a secured credit card with UltraVX® Visa®. UltraVX® makes it easy to manage your finances Automatic minimum payments Reports to all 3 major credit bureaus No credit check, no bank account required Instant online approval Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*. *Subject to terms and conditions. Get more details about this offer Apply for the UltraVX® Visa® online!

NMB Secured  Platinum Card

NMB has guaranteed your credit approval for up to $10,000* with no credit check! Guaranteed* Issue NO credit check, EVER NOBODY gets turned down Reports to 3 major CREDIT BUREAUS Credit approval for up to $10,000 (with both cards)* YOU are APPROVED regardless of income or credit history Complimentary online services for account management and payments *See Rates, Fees & Other Terms. Get more details about this offer Apply for the New Millennium Bank Platinum Visa® or MasterCard® online!

First Option  Visa®

Get a REAL Visa® Credit Card! Up to $5,000.00 Secured Line of Credit!! Be Approved Regardless of Credit History or Income!!! Guaranteed Approval! Get more details about this offer Apply for the First Option Visa® online!

Wired  Plastic™ Visa® Prepaid Card

Guaranteed Approval*. Earn Reward Points on Every Purchase. Accepted everywhere VISA debit cards are accepted No Credit Check, Income requirements or bank account required On Demand Alerts - Manage your account via text messaging FREE Online Access to Account FREE Mobile Alerts — Text to your mobile and email FREE Rewards Program — Earn 1 point for every $1 spent NO Bounced Check, NSF or Overdraft Charges EVER! FREE Direct Deposit — Eliminate check cashing fees *See Terms and Conditions. Get more details about this offer Apply for the Wired Plastic™ Visa® Prepaid Card online!

MyCreditCardFinder

One site, dozens of offers tailored to you! Simple and Easy to use Review up to 10 different credit card offers Find a credit card at no cost Free credit related information Get more details about this offer Apply for the MyCreditCardFinder online!

Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. Your choices are limeted to get a new credit card (if you do, make sure you pay your balance and other bills on time). This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs. It is a good idea to choose from credit cards that report to at least one credit bureau.