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All lenders will charge a higher interest rate for people with poor credit when financing a car, a home, or anything else. In the worst case scenario, they might even turn these people down, sometimes not even for having bad credit, but for having NO credit...
To apply for a secured or an unsecured credit card, please check out our selection of poor credit credit cards, and apply for the ones best meeting your needs, if possible, choose a credit card with the lowest interest rate and consider additional benefits, like the reporting to credit bureaus.
| Capital One® Standard Platinum |
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Great choice if you carry a balance short-term.
APR for Balance Transfers: 17.80% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® Standard Platinum online! |
| Capital One® Cash Rewards |
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A Cash Back card for people New to Credit.
APR for Balance Transfers: 14.90% Balance Transfer Fee: None Get more details about this offer Apply for the Capital One® No Hassle CashSM Rewards - New to Credit online! |
| Orchard Secured MasterCard® |
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Bad Credit — Good Secured MasterCard®!
Get more details about this offer Apply for the Orchard Bank® Secured MasterCard® online! |
| First PREMIER MasterCard® |
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Apply for a Credit Card with Less than Perfect Credit!
Get more details about this offer Apply for the First PREMIER Bank MasterCard® online! |
| UltraVX Visa® |
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Now anyone can qualify for a credit card with UltraVX Visa®.
Get more details about this offer Apply for the UltraVX Visa® online! |
| NMB Secured Platinum Card |
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NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Get more details about this offer Apply for the New Millennium Bank Platinum Visa® or MasterCard® online! |
| FP Bank Secured MasterCard® |
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A MasterCard® Credit Card for Those with Less than Perfect Credit!
Get more details about this offer Apply for the First PREMIER Bank Secured MasterCard® online! |
| Centennial® MasterCard®/Visa® |
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Reports monthly to 4 Major Credit Bureaus!
Get more details about this offer Apply for the Centennial® MasterCard®/Visa® online! |
| Orchard Classic MasterCard® |
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If you do not qualify for the Classic card, you will be offered Secured card!
Get more details about this offer Apply for the Orchard Bank Classic MasterCard® online! |
| Centennial® Gold Cards |
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Your Chance to Apply for the Prestige of GOLD!
Get more details about this offer Apply for the Centennial® Gold MasterCard®/Visa® online! |
| FP Bank Platinum Credit Card |
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Here's Your Chance To Apply for A First PREMIER Bank Platinum Credit Card.
Get more details about this offer Apply for the First PREMIER Bank Platinum Credit Card online! |
| Rewards 660 Visa® Card |
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Get a Visa® card that rewards you with no fee credit limit increases as often as every 3 months.
Get more details about this offer Apply for the Rewards 660 Visa® Card online! |
| Centennial® Secured MasterCard |
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A Secured Card that Reports monthly to 4 Major Credit Bureaus
Get more details about this offer Apply for the Centennial® Secured MasterCard® online! |
| FP Bank Gold MasterCard® |
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Get the prestige of a Gold card! Credit decisions in less than 60 seconds!
Get more details about this offer Apply for the First PREMIER Bank Gold MasterCard® online! |
| Continental Finance Gold MC |
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Get a second chance with rates as low as 9.75% APR*!
Get more details about this offer Apply for the Continental Finance Gold MasterCard® online! |
| BuyRIGHT Prepaid MasterCard® |
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BuyRIGHT is RIGHT for you!
Get more details about this offer Apply for the BuyRIGHT Prepaid MasterCard® online! |
| Continental Finance MasterCard |
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Get a second chance with Continental Finance!
Get more details about this offer Apply for the Continental Finance MasterCard® online! |
| All-Access® Visa® Prepaid Card |
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Choice of Flat-fee or Pay-as-you-go Fee Plans.
Get more details about this offer Apply for the All-Access® Visa® Prepaid Card online! |
| Tribute® Gold MasterCard® Card |
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Bad credit history? This could be the right card for you!
Get more details about this offer Apply for the Tribute® Gold MasterCard® Credit Card online! |
| Wired Plastic™ Prepaid Visa® |
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Guaranteed Approval*. Earn Reward Points on Every Purchase.
Get more details about this offer Apply for the Wired Plastic™ Prepaid Visa® Card online! |
| AccountNow Debit MasterCard® |
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Get the perfect alternative to a bank account!
Get more details about this offer Apply for the AccountNow™ Vantage Debit MasterCard® online! |
| Western Union® MasterCard® |
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Credit problem? No problem!
Get more details about this offer Apply for the Western Union® Prepaid MasterCard® online! |
| Eufora Prepaid MasterCard® |
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Eufora™ MasterCard® Card - The Income Opportunity Card™
Get more details about this offer Apply for the Eufora Prepaid MasterCard® online! |
| Access Visa® Card |
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Access Visa® for those with less than perfect credit!
Get more details about this offer Apply for the Access Visa® Card online! |
| MyCreditCardFinder |
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One site, dozens of offers tailored to you!
Get more details about this offer Apply for the MyCreditCardFinder online! |
Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. Your choices are limeted to get a new credit card (if you do, make sure you pay your balance and other bills on time). This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs. It is a good idea to choose from credit cards that report to at least one credit bureau.
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