Hilton HHonors® Platinum Credit Card

Benefits of Hilton HHonors® Platinum Credit Card from American Express

APR for Balance Transfers: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Annual Fee: None
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: HHonors Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Issuer: American Express Co.

Fundamentals of the Card

Earn up to 50,000 Hilton HHonors® bonus points.
Simply making a purchase or staying at a Hilton Family Hotel can get you on your way to rewards:

• Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
  
• Earn 15,000 bonus points after you spend $5,000 in 5 months — that's in addition to the 15,000 points you would earn for your Card spending
  
• Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay) including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more
  
• Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
  
• Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
  
• No Annual Fee
  
• No Blackout dates! If a standard room is available, you can redeem points for it.
  
• Express Approval. Get a decision in less than 60 seconds.
  

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Transfer Balances Fee-Free
Transfer balances from your higher-rate MasterCard®, Discover®, and Visa® cards to your American Express® Card account with no transaction fee! Then enjoy the low APR: 2.9% for first six months of cardmembership, on BT requests submitted with this application.

Dedicated Customer Service
American Express® is here to help you around the clock, with the kind of Customer Service that keeps Cardmembers loyal for a lifetime. For immediate service, call the phone number on the back of your Card.

How to Earn HHonors Points
Earn points with every stay and every purchase. From dining out to fueling your car, you can use the Hilton HHonors® Platinum Credit Card from American Express® wherever American Express® Cards are welcomed. You earn three HHonors bonus points for every eligible dollar spent with the Card, five HHonors bonus points for using the Card to stay at any Hilton HHonors hotel and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments, the U.S. Postal Service, and for wireless phone bills. You can also earn an additional 10,000 Hilton HHonors bonus points - 2,500 Hilton HHonors bonus points for each of your first four stays at any Hilton Family Hotel. Plus, you'll be automatically enrolled in Hilton HHonors, the only hotel guest reward program that lets you DoubleDip®, so you can earn both Hilton HHonors points and airline miles at any of more than 2,300 participating Hilton®, Conrad™, Doubletree®, Embassy Suites Hotels®, Hampton Inn®, Hampton Inn & Suites®, Hilton Garden Inn®, Homewood Suites® by Hilton and Scandic Hotels worldwide.

Access Your Account Online
You can view up-to-date billing information online, including transactions, charges, and payments.

Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.

Shopping with the Card

Buyer's Assurance
With the Buyer's Assurance Plan, you can shop worry-free knowing that the terms of the original manufacturer's warranty will be matched up to one additional year, on warranties of five years or less that are eligible in the U.S.⁸

Online Fraud Protection Guarantee
Use the American Express® Card online, and you won't be responsible for any fraudulent charges. Period. No fine print, no deductible - just pure protection, so you can shop with confidence anywhere on the Internet.

Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.⁹

Save in the Offer Zone^SM from American Express
Offers, savings, entertainment, and special events. The Offer Zone^SM puts together great brands, Online Extras^SM, and much more - all in one great place.

Traveling with the Card

Assured Reservations
Guarantee all your hotel and motel reservations with your American Express® Card account and your room will be waiting for you even if you arrive late. If you have an assured reservation and your room is not available, the hotel or motel will provide you with a comparable room that is nearby, along with transportation to your new location and a 3-minute phone call.

Emergency Card Replacement
Enjoy the security and convenience of access to Emergency Card Replacement services by calling 1-800-964-8542.¹⁰

Car Rental Loss and Damage Insurance
Relax and enjoy the ride when you use your eligible Card to reserve and pay for an auto rental! The Car Rental Loss and Damage Insurance Plan provides coverage for theft of or damage to most rental vehicles. Simply decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. This coverage is excess to your other sources of insurance. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company. Just call 1-800-338-1670 for more information and eligibility requirements.¹¹

Global Assist® Hotline
Whenever you travel more than 100 miles from home, you have security and peace of mind 24/7 with medical, legal, financial or other emergency assistance, including medical and legal referrals, visa/passport help, roadside assistance, cash access and more.¹²

Travel Accident Insurance
Travel Accident Insurance provides up to $100,000 in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the Card.<sup>13

1</sup> Hilton HHonors membership, earning of Points & Miles®, and redemption of points are subject to HHonors Terms and Conditions.

² To be eligible to receive 10,000 HHonors bonus points, you must make your first eligible purchase with the Hilton HHonors Platinum Credit Card within one year of Card approval. Bonus points are for first-time Cardmembers only.

³ For each of your first four stays, earn 2,500 HHonors bonus points awarded only for qualified stays at participating Hilton Family hotels. You must pay for the stay with your Hilton HHonors Platinum Credit Card.

⁴ When you present your Hilton HHonors account number at check-in or reservation at a participating Hilton Family hotel, you will receive your standard HHonors Base points. In addition, you will earn 5 HHonors bonus points for each eligible dollar spent on the Hilton HHonors® Platinum Credit Card from American Express for a qualified stay at a participating Hilton Family hotel. You will also receive 5 HHonors bonus points per eligible dollar at qualifying U.S. supermarkets, drugstores and gas stations that are not departments of superstores or warehouse clubs, at U.S restaurants, the U.S Postal Service and for wireless phone service (purchase, less returns).

⁵ You will receive 500 Hilton HHonors bonus points for each qualifying stay at a participating Hilton Family hotel when the stay is booked online at any Hilton Family hotel website and paid for with the Card.

⁶ Hilton HHonors bonus points required for a free night range between 7,500 HHonors bonus points for an Opportunity Category hotel and 40,000 HHonors bonus points for a Category 6 hotel. 10,000 HHonors bonus points are enough for a free reward night at an Opportunity Category or a Category 1 hotel. For complete information on reward stays, visit www.hiltonfamily.com.

⁷ You must use your Hilton HHonors Platinum Credit Card to complete $5,000 of eligible spending by the end of your first five months of Cardmembership, based on the date of your Card approval. 15,000 HHonors points will be credited to your account 8 to 12 weeks after you reach the spend threshold.

⁸ Buyer's Assurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy.

⁹ Purchase Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.

¹⁰ Not all services available at all locations and all are subject to local laws and cash availability.

¹¹ Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AXO925 and is subject to change with notice. This document does not supplement or replace the Policy.

¹² While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.

¹³ Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions and exclusions of Policy AX0948 and is subject to change without notice. This document does not supplement or replace the Policy.

See web site for complete terms & conditions