Gold Delta Skymiles® Credit Card

Get off to a flying start by earning 20,000 bonus miles on your very first purchase.

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Annual Fee: None for 1 Year; $40-$95 thereafter
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Grace Period: 20 Days
Reward Program: Delta SkyMiles® (SkyTeam® Member)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Issuer: American Express Co.

Get off to a flying start by earning 20,000 bonus miles on your very first purchase. Earn another 5,000 miles when you add two Additional Cards to your account. From then on, earn Double Miles® on everyday expenses, including gas stations, grocery stores, and your wireless bill, as well as on Delta® purchases.*

Take Advantage of ALWAYS DOUBLE MILES®

With the Gold Delta SkyMiles® credit card, you'll always earn Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. You can also earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases. Plus, you'll earn one mile for every eligible dollar on virtually every other purchase you make with the Card. Apply Now!

You can automatically earn two miles for every eligible dollar you spend at¹:

• Delta Air Lines
  
• Stand-alone supermarkets
  
• Gas stations
  
• Drugstores
  
• Home improvement and hardware stores
  
• The U.S. Postal Service
  
• Your wireless service provider
  

Earn Miles Toward Your Next Vacation

• Earn 20,000 bonus miles the first time you make a purchase with your Card.*
  
• Earn Always Double Miles on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement and hardware stores, and the U.S. Postal Service. Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases.*
  
• Earn one mile for every eligible dollar on virtually every other purchase you make with the Card. And it's easy to ensure SkyMiles never expire.*
  
• It's easy to ensure SkyMiles never expire.*
  
• Use the Pay with Miles benefit to pay for all or part of your flight with miles - and put the rest on your Card. Start redeeming with just 10,000 miles for $100 dollars off any Delta flight with no blackout dates or seat restrictions.*
  

Benefits of the Card
For your added convenience, your Delta Frequent Flyer number is printed right on your Card, so you'll have your frequent flyer information handy whenever you need it. The Card has no annual fee for the first year and a fee of $95 thereafter ($55 is waived, annual fee reduced to $40 if you have a qualifying American Express Consumer Charge Card), a competitive APR and a grace period up to 20 days. Additional Cards are fee-free, so you can share virtually all the benefits and services with your friends or family members. Use your Card everywhere American Express Cards are accepted, and watch those SkyMiles add up!*

Emergency Services

• Emergency Card Replacement*: Receive a new Card if yours has been lost or stolen in as little as 24 hours.
  
• Global Assist® Hotline*: Whenever you travel more than 100 miles from home, we'll provide you with emergency assistance 24/7, including medical and legal referrals, visa/passport help, cash access, lost luggage and more.
  

Account Management

• Access your account online 24/7: Pay your bill or view up-to-date billing information, including transactions, charges, and payments.
  
• Online Year-End Summary: Organize your expenses in a snap - download and print the Summary; sort charges by date, merchant name, amount or category, such as Travel and Restaurant.*
  

Dedicated Customer Service

• Around-the-clock Customer Service to help you with all your account needs.
  

Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to important information 24 hours a day, seven days a week. Flexible features make organizing your expenses a snap - download the Summary and print it out; sort by date, merchant name, or charge amount; review charges made within a category, such as Travel and Restaurant. Your Year End Summary is an indispensable tool for preparing taxes and budgeting. You may also receive a paper Year End Summary in the mail by calling the number on the back of your Card.

¹ Always Double Miles® offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, home improvement and hardware stores, on qualifying purchases at the U.S. Postal Service, on wireless phone bill payments, and qualifying Delta purchases. Offer applies for U.S. transactions only. Not valid in the departments of superstores or warehouse clubs. To pay your wireless phone bill automatically using your Gold Delta SkyMiles Credit Card, please call your wireless service provider. Offer applies to qualifying Delta, Delta Connection® carrier, and Delta Shuttle® flights taken with the purchase of a fare that is eligible for SkyMiles mileage credit. Offer applies to Delta Vacations® packages but not other all-inclusive packages. In each year of Cardmembership, your miles are limited to $60,000 of eligible spending ($100,000 for Gold Delta SkyMiles Credit Cardmembers, unlimited for Platinum Delta SkyMiles Credit Cardmembers) not including bonuses. Bonus miles will be posted to your Delta SkyMiles® account 8 to 12 weeks after the end of each month. All Delta SkyMiles program rules apply. To review the rules, please visit www.delta.com/skymiles.


*See web site for complete terms & conditions