Balance Transfer Credit Cards

Whether you are looking for a new credit card or want to find a great low APR balance transfer offer, we at Balance-Transfer-Credit-Card.com can help you. Credit card interest rates (APRs), reward programs, and special introductory deals are all easy to compare with the help of our uniform card description system and our grouping of the various cards by relevant categories. Although we are using a state-of-the-art formula to determine the order of credit cards in each category, we invite you to research every card in the category of your interest and apply for the one best meeting YOUR unique financial needs.

Balance-Transfer-Credit-Card.com allows you to compare credit cards either by their balance transfer or by their "ongoing" rates. Also, it can help you find a no annual fee credit card or one with airline miles or with other rewards. Here you can find credit card offers by each of the four major brands issued by various banks and other financial institutions. You can apply for any of these credit cards on convenient and securely online application forms, just a click away from our pages.

Watch for these important factors of the various credit cards on our website:

	Low APR for balance transfers and purchases
	Fast online credit decision
	24-hour online account access, 7 days a week

Note: We update this website regularly. If you want to keep up with our latest credit card offers, please add this page to your Favorites (Bookmarks) and revisit us again later.

Now, please browse through our best balance transfer credit cards right below, or specify a different priority by clicking on a submenu of our navigation bar on the left.

Blue from  American Express®

0% APR for up to 15 months - Get Blue from American Express® Membership Rewards ExpressSM program 0% APR for up to 15 months Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance No annual fee Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences APR for Balance Transfers: 4.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application* Get more details about this offer Apply for the Blue from American Express® online!

Blue Cash®  Card

Say hello to the newest Blue - BLUE CASH from American Express®. Up to 5% cash back on all qualified purchases* 0% Intro APR for 6 months Online application approval decisions in under 60 seconds Balance Transfer APR 4.99% Go To Rate: Prime + as low as 4.99%, currently 9.99% Flexibility to pay over time No annual fee *See Terms, Conditions & Disclosures APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue Cash® from American Express® online!

Citi  CashReturnsSM Card

Cash back, without limits. Earn a full 1% cash back on every purchase* Get a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50 — no calling necessary 0% APR* on balance transfers for up to 12 months No Annual Fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi CashReturnsSM Card online!

Gold Delta  Skymiles® Card

Get 17,500 Bonus Miles with the Gold Delta SkyMiles® Credit Card! Always DOUBLE MILES® lets you earn free travel faster for the things you buy all the time Earn one SkyMile® for every eligible dollar spent Earn SkyMiles for every mile you fly on Delta Get 15,000 Bonus SkyMiles® with your first purchase* 2,500 bonus miles for adding an Additional Cardmember* Your frequent flyer number is conveniently printed on your Card Shopping security with Purchase Protection and Buyer's Assurance No blackout dates SkyMiles never expire No annual fee for the first year — a savings of $85* *See Card Terms and Conditions APR for Balance Transfers: Fixed 9.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application Get more details about this offer Apply for the Gold Delta Skymiles® Credit Card online!

Blue Sky Credit  Card

Say good-bye to Travel Reward Restrictions! Earn free travel fast with Blue Sky No blackout dates, no travel restrictions Points good on any airline, hotel, cruise and more Travel anytime: no blackout dates or restrictions Unlimited rewards: no point caps or expiration dates No annual fee and 0.00% intro APR* World class American Express® benefits The Sky's the Limit with Blue Sky® *See Terms, Conditions & Disclosures APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance) Balance Transfer Fee: 3% (minimum $5; maximum $99) Get more details about this offer Apply for the Blue Sky® from American Express® online!

Free Cash  RewardsSM Visa®

A decision that's easy to make: FREE CASH! Earn 1 point for every eligible $1 in purchases* 1,000 Bonus Points* with your first purchase Intro 0% Fixed APR for up to 12 months* No Annual Fee Get your rewards with as few as 2500 points Choose from either a $25 check or a $25 gift card/certificate *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase Free Cash RewardsSM Visa® Card online!

Chase Flexible  RewardsSM Visa®

Your choice. Your chase. Earn 1 point for every dollar spent* Earn airline tickets, hotel stays or car rentals. 0% introductory APR* for up to 12 months The time period for the intro APR and balance transfers to which it will apply will be based on review of your application and credit history No Annual Fee *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase Flexible RewardsSM Platinum Visa® online!

Clear from  American Express®

Clear has absolutely no fees. 0.00% Intro APR for up to 12 months 5.99% fixed APR on balance transfers Automatic Rewards Flexibility to pay over time User-friendly credit report and score American Express World-Class customer service APR for Balance Transfers: Fixed 5.99% (for Life of Balance) Balance Transfer Fee: None Get more details about this offer Apply for the Clear from American Express® online!

Citi® Home  Rebate Platinum Select® MasterCard®

Time flies. Wouldn't it be nice if your mortgage did too? Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months Receive 1% on all other purchases Rebate automatically applied to your mortgage principal NO CAP or limits on the amount of rebates you can accumulate in a year No annual fee *See Terms and Conditions. APR for Balance Transfers: Prime + 4.99% (Currently 9.99%) Balance Transfer Fee: Balance transfer fee applies with this offer* Get more details about this offer Apply for the Citi® Home Rebate Platinum Select® MasterCard® online!

Advanta  Life-of-Balance Card

The BusinessCard as individual as your business...only from Advanta. 2.99% Fixed APR for LIFE on balances transferred within 3 months Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards No Annual Fee and No Limit on Earnings Get employee cards with no fee and set spending limits per user $0 Fraud Liability Personalized card — your company name on the card, plus your logo. * See website for Terms and Conditions. APR for Balance Transfers: 2.99% (for Life of Balance*) Balance Transfer Fee: Waived for the introductory offer* Get more details about this offer Apply for the Advanta Life-of-Balance Platinum Card online!

AT&T  Universal Savings Platinum Card

The innovation that saves you 10% on all the others. Up to 10% savings for the first 12 months on AT&T purchases* Plus AT&T calling benefits*: Up to 30 free phone minutes each month 0% APR on balance transfers for 12 months* No annual fee *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the AT&T Universal Savings Platinum Card online!

HSBC Weekend  Card

Cash back on all purchases, all the time—double cash back on weekends. Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays 1% cash back on every single credit card purchase made Monday through Friday Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance 0% Introductory APR on balance transfers for 12 months* No annual fee *See terms & conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% ($15 minimum) max. $99 during the Introductory Period* Get more details about this offer Apply for the HSBC Weekend Card online!

GM Flexible  Earnings Card

The GM Flexible Earnings Card gives you the power to choose! 0% introductory APR for 12 months (on balance transfers) A full 1% cash back option A full 1% earnings toward any other new vehicle Triple your earnings to 3% toward an eligible, new GM vehicle No annual fee *View card Terms and Conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $10; maximum $99) Get more details about this offer Apply for the GM Flexible Earnings Card online!

Money Return  Visa® Platinum

Get back 10% of your yearly interest charges! No annual fee 0% Introductory APR on balance transfers and cash advance checks for your first 6 billing cycles* Get back 10% of your yearly interest charges Card issued by FIA Card Services, NA. *See important rate and fee information. APR for Balance Transfers: 0.00% (for six billing cycles) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the MoneyReturn® Visa® Platinum Plus® online!

NASCAR  RacePoints Visa® Card

Rewards at Every Turn. Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers* through your first twelve billing cycles. Earn NASCAR RacePoints® every time you make a purchase. No annual fee. Online Banking Service Total Security Protection® Card issued by FIA Card Services, N.A. * See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the NASCAR RacePointsSM Platinum Plus® Visa® Card online!

Wyndham Rewards  MastercardSM

More ways to earn! More ways to Reward yourself. Low APR Hotel Rewards No Annual Fee Balance Transfers Good to Excellent Credit Required Card issued by FIA Card Services, NA. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Wyndham Rewards MastercardSM online!

Rewards™  Amex Card

Everyday life has its own rewards.™ 0% Intro Annual Percentage Rate (APR)* on balance transfers and cash advance checks for your first 12 billing cycles. No annual fee and the flexibility to pay over time Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates* Earn rewards faster with 1.25 points for every net retail purchase dollar* Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service Access to more than 2,200 American Express Travel Services locations worldwide to help you. Identify theft recovery and absolute fraud protection* Card issued by FIA Card Services, NA. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America® Accelerated Rewards™ American Express® Card online!

WorldPoints™  Platinum Card

The WorldPoints credit card gives you a world of choice. Earn 1 Point for every dollar you spend in net retail purchases.* Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No annual fee Low Intro Rate Absolute Fraud Protection Free 24/7 Concierge Service Card issued by FIA Card Services, N.A. *See website for important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America WorldPoints™ Platinum Plus® Card online!

Brighter  Planet™ Visa® Card

Earn points with every purchase to offset carbon dioxide (CO2) emissions! Automatic point redemptions to help build renewable energy projects 1 EarthSmart Point for every $1 net retail 1,000 EarthSmart bonus points with first transaction 1,000 EarthSmart bonus points for signing up for paperless statements 0% introductory APR for balance transfers and cash advance checks for your first 12 billing cycles* Card issued by FIA Card Services, N.A. *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Brighter Planet™ Visa® Credit Card online!

Discover®  MoreSM Card

Get it all... 5% Cashback Bonus® in categories that change four times a year* 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Fraud specialists dedicated to helping you 24/7 Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card online!

Citi  PremierPassSM Card Elite Level

You can fly wherever and whenever you want--faster. 20,000 bonus points after $600 in purchases made within 3 months of account opening* Complimentary companion travel (minimum fare requirements apply)* 0% APR on balance transfers for up to 12 months* 2 points for every $1 spent at gas stations, supermarkets and drugstores plus earn 1 point for every $1 spent on all other purchases* 1 point for every mile you fly on any airline - or anyone else whose tickets you buy with the card* *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi PremierPassSM Card Elite Level online!

Citi  PremierPassSM Card

Fly wherever and whenever you want. 10,000 bonus points after $300 in purchases made within 3 months of account opening* No annual fee 0% APR on Balance Transfer for up to 12 months* Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.* Earn 1 Purchase Point for all purchases* *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi PremierPassSM Card online!

Discover®  MoreSM Card - Sealife

Choose Your Sealife Card Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners Easy online account options that put you in control Timely e-mail reminders to help you avoid fees *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - Sealife Collection online!

Citi®  Dividend Platinum Select® Card

Earn Cash Back on Everything. 0% APR on balance transfers for 12 months.* Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable for 6 months, and 2% cash back thereafter, plus 1% on all other purchases* Earn Cash Back on qualifying balance transfers and eligible cash advances. Earn unlimited cash back by shopping within the Citi Bonus Cash CenterSM No annual fee. *See Terms and Conditions. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Dividend Platinum Select® Card online!

Chase Disney  Visa® Card

Get a variety of magical rewards no other card can match! No Annual Fee 0% Intro APR for up to 12 months* No Block-out Dates Visa® Platinum Benefits *See Pricing & Terms. APR for Balance Transfers: 0.00% (for 12 Months) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the Chase Disney Visa® Card online!

Citi®  Diamond Preferred® Card

Apply now — it's in your best interest! 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Balance transfer fee applies with this offer *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Diamond Preferred® Card online!

Platinum  Business Credit Card

Platinum Business Credit Card from OPEN® the Small Business Team Pay over time or pay in full each month No annual fee 0% Introductory APR on purchases for the first 12 months Balance Transfer APR: 4.99%* Option to enroll in Fee-Free Membership Rewards Program No annual fee and fee-free Additional Cards* Get a decision in less than 60 seconds Easy, 1-page online application *View Terms & Conditions. APR for Balance Transfers: Fixed 4.99% (for Life of Balance) Balance Transfer Fee: None if submitted with this application* Get more details about this offer Apply for the Platinum Business Credit Card from American Express® online!

IberiaBank  MasterCard®

Some of the lowest rates in the nation. Variable rates as low as 7.25% No annual membership fee 0% Introductory APR on balance transfers for your first 6 billing cycles 25 Day grace period Online access to credit card information Download the Terms & Conditions here. APR for Balance Transfers: 0.00% (for 6 Billing Periods) Balance Transfer Fee: None Get more details about this offer Apply for the IberiaBank MasterCard® online!

Citi®  Diamond Preferred® Rewards Card

For every passion, there's a reward. 0% APR* on balance transfers for up to 12 months $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening* 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases* No annual fee and FREE rewards program Citi® Identity Theft Solutions Price Protection Program $0 Liability on unauthorized purchases *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5)* Get more details about this offer Apply for the Citi® Diamond Preferred® Rewards Card online!

Citi®  Platinum Select® MasterCard®

We'd like to peak your interest, not your interest rate. 0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management *See Terms and Conditions. APR for Balance Transfers: 0.00% (for Up to 12 Months*) Balance Transfer Fee: 3% (minimum $5) Get more details about this offer Apply for the Citi® Platinum Select® MasterCard® online!

Discover®  MoreSM - American Flag

Patriotic, American Flag Design! 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more 5% to 20% Cashback Bonus® at top online retailers* Up to 1% Cashback Bonus®on all other purchases automatically Unlimited cash rewards* Increase, even double, the value of your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - American Flag online!

Discover®  MoreSM Card - Wildlife

Choose from different Wildlife Card Designs! Unlimited cash rewards* 5% to 20% Cashback Bonus® at top online retailers* Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus® Partners 0% Intro APR* Talk to a knowledgeable person in less than a minute $0 fraud liability guarantee Advanced fraud early warning alerts Secure online account numbers Fraud specialists dedicated to helping you 24/7 *View rates, fees, rewards and other important information. APR for Balance Transfers: 0.00% (for *) Balance Transfer Fee: 3% (minimum $10; maximum $75) Get more details about this offer Apply for the Discover® MoreSM Card - Wildlife Collection online!

Platinum  Plus® Visa® Card

Start Building a solid credit history! No Annual Fee 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles* Credit lines may be as high as $25,000 Card issued by FIA Card Services, NA. Online Banking Service Total Security Protection® Card issued by FIA Card Services, NA *See important rate and fee information. APR for Balance Transfers: 0.00% (for twelve billing cycles*) Balance Transfer Fee: 3% (minimum $10) Get more details about this offer Apply for the Bank of America Platinum Plus® Visa® Card online!

Chase  PerfectCard™

SAVINGS YOU CAN TAKE ON THE ROAD - SAVE 6%! 6% rebates on ALL gas purchases at ANY gas station for the first 90 days* 3% rebates on ALL gas purchases at ANY gas station after the first 90 days* 1% rebates on ALL other purchases made anywhere else* 0% Intro APR* for up to 6 months* No Annual Fee *See Pricing & Terms. APR for Balance Transfers: 0.00% (for Up to 6 Months*) Balance Transfer Fee: 3% (minimum $5; maximum $75) Get more details about this offer Apply for the Chase PerfectCard™ MasterCard® online!

AARP Rewards  Platinum Visa®

A full 1% back for every dollar you spend. Earn one reward point for every dollar you spend.* 0% APR for up to 6 months and pay no annual fee.* No telemarketing calls. Zero unauthorized liability. Exclusive discounts for AARP Platinum Visa cardmembers. Automatic AARP Rewards Platinum Visa card benefits. *See Pricing & Terms. APR for Balance Transfers: 0.00% (for Up to 6 Months*) Balance Transfer Fee: 3% (minimum $5; maximum $50) Get more details about this offer Apply for the AARP Rewards Platinum Visa® Card online!